PAYGo

Automotive and EV brands in markets across Southeast Asia, South Asia, and Africa use WhatsApp and SMS to manage communication across a customer journey that spans months: from initial inquiry through test drive, purchase, delivery, and ongoing ownership. The communication requirement at each stage is different, lead qualification looks nothing like service reminders, and the channel mix shifts depending on where the customer is in the journey and what device and connectivity environment they are in.

PAYGo (pay-as-you-go) solar and agricultural finance operators use SMS to automate the connection between a customer payment and the service it unlocks. When a mobile money payment arrives, an SMS workflow parses the transaction, updates the account status, sends a confirmation to the customer, and in some cases dispatches a field agent if the account requires manual intervention. This runs automatically across thousands of accounts in real time. The SMS layer is not a communication add-on, it is what makes the business model operationally viable at scale..